What Is Debt Collection?

Debt collection is the process of seeking payment of money legally owed by one person or entity to another. Debts may arise from unpaid invoices, accounts, contracts, loans or other financial obligations.

Where payment is not made despite requests, a creditor may need to consider formal legal steps. The approach depends on the debt and supporting documentation.

Our Debt Collection Services

Pisanti Attorneys can assist with assessing debts, reviewing supporting documents, communicating with debtors, issuing formal demands, negotiating repayment arrangements and taking legal steps, including litigation where suitable.

When Should You Use a Debt Collection Attorney?

Not every unpaid account requires immediate court proceedings. A debtor may make payment following a formal demand or agree to repayment terms. Where informal attempts have failed, legal advice can help establish whether formal action is appropriate.

You may wish to consult a debt collection attorney if:

  • A customer has not paid an invoice
  • A debtor ignores payment requests
  • An agreed payment date has passed
  • A business owes you money under a contract
  • You have documents supporting the debt
  • The debtor disputes the amount owed
  • Previous recovery attempts have failed

Prescription and other legal considerations can affect recovery, so acting sooner may be important.
 

Frequently Asked Questions

Speak to a Debt Collection Attorney in Johannesburg

If someone owes you money and your attempts to recover it have been unsuccessful, legal advice can help you understand your options.

Pisanti Attorneys Incorporated assists individuals and businesses with debt collection matters in Johannesburg and nearby areas.

Contact Pisanti Attorneys today to discuss your outstanding debt and arrange a consultation.